Business Insights

Summary Gaap Results

  • Q4
  • Q3
  • Q2
  • Q1
Total Revenues
$119,148
$141,684
$216,159
$211,218
2017
$218,654
$230,175
$240,898
$247,485
2018
$238,309
$259,600
$278,425
$253,634
2019
$263,929
$273,611
$297,659
$304,429
2020
$315,579
$331,432
$341,638
$339,486
2021
Fully Diluted EPS
$0.82
$0.80
$0.83
$0.35
2017
$1.07
$1.12
$1.21
$1.23
2018
$1.22
$1.31
$1.44
$1.26
2019
$0.37
$0.83
$1.42
$1.42
2020
$1.61
$1.69
$1.75
$1.71
2021
Net Income Available to Common Shareholders
14.74%
13.58%
14.25%
5.76%
2017
18.12%
18.01%
18.44%
18.14%
2018
17.60%
17.74%
18.28%
15.41%
2019
4.48%
9.77%
15.85%
15.39%
2020
15.37%
17.16%
16.98%
16.13%
2021
Total Loans
$8,642
$14,759
$15,260
$15,633
2017
$16,326
$17,042
$17,464
$17,708
2018
$18,175
$18,814
$19,346
$19,788
2019
$20,396.9
$22,520
$22,477
$22,425
2020
$23,087
$22,898
$23,058
$23,414
2021
Total Deposits
$9,281
$15,757
$15,790
$16,452
2017
$16,503
$17,857
$18,408
$18,848
2018
$18,480
$19,449
$20,001
$20,181
2019
$21,333
$25,522
$26,544
$27,706
2020
$28,218
$28,218
$29,370
$31,305
2021
Book Value per Common Share
$34.61
$46.56
$47.31
$47.70
2017
$48.16
$49.15
$50.05
$51.18
2018
$52.63
$54.29
$55.97
$56.89
2019
$57.85
$59.05
$60.26
$61.8
2020
$62.33
$64.19
$65.36
$66.89
2021
NPA/Loans & ORE
0.36%
0.44%
0.51%
0.55%
2017
0.58%
0.53%
0.55%
0.58%
2018
0.61%
0.55%
0.53%
0.46%
2019
0.48%
0.38%
0.40%
0.38%
2020
0.36%
0.27%
0.24%
0.17%
2021
Classified Asset Ratio
12.9%
14.2%
12.7%
12.9%
2017
12.6%
12.6%
13.7%
12.4%
2018
13.0%
13.9%
13.5%
13.5%
2019
12.0%
11.2%
9.9%
8.1%
2020
7.3%
6.8%
5.6%
4.1%
2021
NCOs
0.20%
0.17%
0.14%
0.13%
2017
0.10%
0.10%
0.10%
0.11%
2018
0.08%
0.09%
0.10%
0.07%
2019
0.20%
0.10%
0.23%
0.19%
2020
0.20%
0.17%
0.16%
0.14%
2021

Summary Non-Gaap Results

  • Q4
  • Q3
  • Q2
  • Q1
Total Revenues*
$119,148
$141,684
$216,159
$219,484
2017
$218,624
$230,175
$240,898
$249,780
2018
$240,269
$264,066
$278,008
$253,566
2019
$263,466
$273,739
$297,008
$304,429
2020
$315,579
$331,066
$341,638
$339,093
2021
CAGR 23.3%
Fully Diluted EPS*
$0.83
$0.84
$0.90
$0.97
2017
$1.13
$1.15
$1.21
$1.25
2018
$1.24
$1.42
$1.45
$1.27
2019
$0.39
$0.89
$1.45
$1.58
2020
$1.61
$1.68
$1.75
$1.70
2021
CAGR 15.4%
Adjusted Pre-Tax- Pre-Provision Net Income*
14.89%
14.19%
15.43%
16.11%
2017
18.98%
18.45%
18.44%
18.46%
2018
17.91%
19.28%
18.31%
15.49%
2019
4.71%
10.45%
16.19%
17.13%
2020
17.16%
17.32%
16.98%
16.13%
2021
CAGR 23.7%
Total Loans
$8,642
$14,759
$15,260
$15,633
2017
$16,326
$17,042
$17,464
$17,708
2018
$18,175
$18,814
$19,346
$19,788
2019
$20,396.9
$22,520
$22,477
$22,425
2020
$23,087
$22,898
$23,058
$23,414
2021
CAGR 22.1%
Total Core Deposits
$8,792
$14,461
$14,236
$14,838
2017
$14,750
$15,400
$16,077
$16,489
2018
$16,341
$16,504
$17,103
$17,617
2019
$18,604
$21,392
$22,004
$23,511
2020
$24,971
$25,858
$27,145
$29,317
2021
CAGR 28.7%
Tangible Book Value per Common Share**
$23.25
$22.58
$23.32
$23.71
2017
$24.24
$25.28
$26.21
$27.27
2018
$28.61
$30.26
$31.60
$32.45
2019
$33.20
$34.43
$35.68
$37.25
2020
$37.88
$39.77
$40.98
$42.55
2021
CAGR 12.8%
NPA/Loans & ORE
0.36%
0.44%
0.51%
0.55%
2017
0.58%
0.53%
0.55%
0.58%
2018
0.61%
0.55%
0.53%
00.46%
2019
0.48%
0.38%
0.40%
0.38%
2020
0.36%
0.27%
0.24%
0.17%
2021
Classified Asset Ratio
12.9%
14.2%
12.7%
12.9%
2017
12.6%
12.6%
13.7%
12.4%
2018
13.0%
13.9%
13.5%
13.5%
2019
12.0%
11.2%
9.9%
8.1%
2020
7.3%
6.8%
5.6%
4.1%
2021
Net Charge Offs
0.20%
0.17%
0.14%
0.13%
2017
0.10%
0.10%
0.10%
0.11%
2018
0.08%
0.09%
0.10%
0.07%
2019
0.20%
0.10%
0.23%
0.19%
2020
0.20%
0.17%
0.16%
0.14%
2021

*: excluding merger-related charges, gains and losses on sales of investment securities, ORE expense (income), loss on sale of non-prime automobile portfolio, branch rationalization charges, FHLB restructuring charges and hedge termination charges. PPNR represents pre-tax, pre-provision net revenues.

**: excluding goodwill, core deposit and other intangible assets

Loans, deposits and revenues in millions.

Note: For a reconciliation of these Non-GAAP financial measures to the comparable GAAP measure, click here.